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i think there are multiple ways to ensure that people will still work for you in such a senario, i doubt they are that stupid that they will rely on cash in the apocalypse. If we can think that wouldn't work out so can they. There are other commodities that you can secure and make sure you are the only one that knows how to get access to them combined with having a few trusted guards that are given a lot of power when working under you which they wish to keep, you can get a lot of people to stay in line with limiting their resources and having a small core of loyal armed men. Before inventing money we still had people rich in other ways that had a bunch of people working under them, it's not going to be very different after the collapse. Although i do agree with the statement that a bunker unless it's to protect yourself from a nuke or whatever or long term radiation is not a good idea especially when shared with strangers.
This sounds like an excellent way to spend the last minutes of your life having your fingernails pulled off.
By that logic people would be pulling their fingernails now in order to get money out of them, what's the difference?
The difference is, they aren't locked in a hole underground with them.
i have been locked in the same building with my ceo making a tiny fraction of what he is making my whole life like most people, i would never pull their finger nails to get money as long as i get enough money to survive, not because i pity them or anything but because im not a psychopath and as long as it's not completely necessary for my survival i wouldn't do something like that. Like most people.
you are talking about a hypothetical scenario of an apocalypse but you fail to realize that you are already living it, your bunker is your country, the rich people are the same as your scenario and you are being taken advantage of just like in your hypothetical. If you was to do something you would be doing it now