this post was submitted on 19 Dec 2023
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"Source: LendingTree analysis of QuoteWizard by LendingTree insurance quote data from Nov. 14, 2022, through Nov. 14, 2023."
QuoteWizard is LendingTree's product to compare insurance rates between different companies. Basically, their way to insert themselves in the process to gather people's info.
Accident rate quote: "Tesla drivers have the highest accident rate. From Nov. 14, 2022, through Nov. 14, 2023, Tesla drivers had 23.54 accidents per 1,000 drivers. Ram (22.76) and Subaru (20.90) were the only other brands with more than 20.00 accidents per 1,000 drivers. Meanwhile, Pontiac (8.41), Mercury (8.96) and Saturn (9.13) were the only brands with fewer than 10.00 accidents per 1,000 drivers."
Subaru is likely high due to the Impreza WRX and the WRX STI models which are rockets.
Interesting to see the lowest accident rates are seen in three marquees that no longer exist; Pontiac, Mercury, and Saturn.
Possibly also because the non-WRX Subarus stay on the road with elderly drivers longer too. They are the retired seniors’ car of choice in New England.
This must be since the ones that have survived are still around because of careful owners.
https://www.lendingtree.com/insurance/brand-incidents-study/
This is the article that comes up if you search that title. I had previously seen it. It specifically calls out dodge rams as having the worst drivers and still is just a summary of the data, not the actual study. Tesla is shown as number 2, but again, the details of the data are not in the text. Why are speeding and citations separate categories and how was the data collected?
Tesla definitely has a problem with bad drivers not adhering to their warnings and recommendations on using autopilot and fsd beta, and Tesla can do more to limit speed while in use, but the framing of this and the “source” article are being promoted in a way that doesn’t lend to credibility.
You’ve got to figure, if some is still driving their 20 year old Saturn or Mercury, they are a careful driver.