this post was submitted on 22 Jan 2024
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That's ridiculous. Middle class is absolutely part of the working class. It starts around 70k for a single income in a rural area. And 120k for double income in a high cost area.
Who in those income brackets can afford their house, car, and vacations?
600k for a rural house, 5% mortgage is 30k
1.5m in urban, 5% mortgage is 75k
Car is 20-40k
Food is 16k/year
30+20+16= 66 out of 70 but you aren’t buying a new car every year
So let’s say you’re spending 1.8/L on it and going 20 000km per year. CX-5 is 8.2L per 100
I believe that’s 1640L so an expense of 2952
Our number then is 30+2.952+16 for simplicity we will just say 49
So we have 21k left, for heating I found it cost 3840, again round up to 4 so we have 17k
I know what you’re thinking what about tax?
Property tax we will go cheap with 1% because we rounded the other things up. 6k
Now we have 11k
Income tax?
Thats 12 333 but we will round down to 12k
We are now -1k
Yearly vacation that you take if you’re middle class? Let’s say 5k
We are now -6k
there are more expenses of course but you get the idea
Your cost for a rural house is way off. It's more like 200k in the current market. Mine was less.
I'm the one you're asking about - "who in those income brackets can afford their house, car, and vacation?" because I'm in that income bracket and and able to afford it all. I could buy a car with the money in my checking account, own my house, and take vacations on occasion.
I am currently looking, it’s not
Your price would be vacant land or American
Are you a teacher?
I only ask because this sounds exactly like the response a fed up teacher would give
I studied for it but not currently
I hope you didn't take that question as an insult. I didn't mean it to be. It just seemed so similar to the rants my teachers would go on when someone pissed them off.
I laughed at it