this post was submitted on 15 Jul 2024
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Privacy
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Do people in europe use credit cards? I remember hearing it wasn't popular as much as the US. Isn't debit more common?
Here you get a debit card by default with your bank account, and that one's free. You might get a credit one, but credit limits are typically low. I lived in Canada for 9 years and by the time I left I had a CC with a limit of 26k CAD. Here my Spanish credit card has a limit of 1.2k euros, and I've had it for quite a long time.
In Spain at least there's quite a lot of confusion with this. People call any card type a "credit card", even debit ones.
No. It’s not as popular. In Germany most have a giro-card, but credit cards are becoming more popular. Many still prefer cash though.
It mostly depends where. French use it for almost anything, even more since COVID. On the other hand, Germans have a tradition to prefer cash.
Depends where you go. My Czech bank card is a debit card with a number on it that you can use like a credit card. Dutch banks don't have this and we use different online payment methods. I never really needed a credit card for anything (until I traveled in France) so the price to have one is not worth it.