muddybulldog

joined 1 year ago
[–] [email protected] 1 points 3 months ago

Commodore ROM BASIC; 1980

[–] [email protected] 2 points 6 months ago

“it'd just take a couple of landlords to have some morals”

So much for that idea.

[–] [email protected] 30 points 7 months ago (2 children)

The irony of you tooting about 1A, celebrating your “right” to free speech, based on your ability to post something in a forum where 1A doesn’t apply.

It’s delicious.

[–] [email protected] 1 points 7 months ago (1 children)

The sad truth is that Firefox is on life support. Whether we like it or not it is not a player in this game.

[–] [email protected] 2 points 9 months ago

Don’t even need that. Fifteen minutes To set up your own instance. The entirety of Lemmy still fits on a decent thumb drive.

[–] [email protected] 5 points 10 months ago

There’s a difference between advocacy and evangelism.

[–] [email protected] 3 points 10 months ago (2 children)

There’s already at least one company doing it (based on a quick Google search).

[–] [email protected] 0 points 10 months ago (1 children)
[–] [email protected] 0 points 10 months ago (3 children)

Interest deduction… meaning not 8% anymore. It doesn’t change the math, it changes the rate.

[–] [email protected] 0 points 10 months ago* (last edited 10 months ago) (5 children)

Not sure how zip code factors into “simple arithmetic” but you do you.

[–] [email protected] 0 points 10 months ago* (last edited 10 months ago) (7 children)

No, it’s not.

You’re rationale that 8% of 300,000 = 24,000 therefore $2,000/mo., by dumb luck, comes close at 8%.

  • 12% of 300,00 = 36,000/12 = 3,000; actual is $3085/mo
  • 8% of 300,000 = 24,000/12 = 2,000; actual is $2200/mo (not $2025)
  • 4% of 300,000 = 12,000/12= 1,000; actual is $1432/mo
  • 2% of 300,000 = 6,000/12 = 500; actual is $1108/mo
  • 0% of 300,000 = 0/12 = 0; actual is $833/mo

It’s algebra, not arithmetic.

P = (r * A) / (1 - (1 + r)^(-n))

where:

  • P is the monthly payment
  • A is the loan amount
  • r is the monthly interest rate (APR/12)
  • n is the total number of payments
[–] [email protected] 33 points 10 months ago

For the most part, I don’t visit websites. I can parse through hundreds of articles in minutes and jump immediately to what interests me. Hell of a lot faster than hopping from site to site in the hopes there’s something of interest.

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