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For the most part, they’ve just put a thin wrapper on ChatGTP or some other big AI API.
This -- I think this is probably starting to die out already, but there was a massive wave of startups whose "product" basically amounts to a prompt template that they fill in with your input and pass along to ChatGPT. Any early stage startup getting plugged on HN or whatever, you can assume there's at least a 60% chance it's pure smoke and mirrors, and that percentage only climbs the more buzzwords it includes.