this post was submitted on 25 Jul 2023
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I'm pretty sure this happened away from home and I'm just now noticing. The scratch is really deep hitting the metal in the deepest part. I have full coverage but I'm worried a claim will raise my insurance too much to be worth it. I've wrenched on cars before but never painted anything because it scares me.

Is it time to start watching chrisfix videos or should i just deal with insurance?

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[–] [email protected] 13 points 1 year ago

Vandalism would normally be covered by comprehensive coverage, and won't affect your premiums; you'll just have to pay a deductible. If you tried to do it yourself, you'd never get the paint to match quite right, so you're better off taking it to an auto body shop to have it professionally repaired.

[–] [email protected] 10 points 1 year ago (1 children)

Depends, how much do you care, and how good does your car still look?
If you drive a pristine car that you plan on selling eventually: get it done at a bodyshop.
If you drive an older car or plan to keep it until it dies, and dont care about the looks too much: chrisfix has some good videos on working with a paint pen

If you drive a 20 year old car in the rust belt: lol

[–] [email protected] 2 points 1 year ago (1 children)

It's somewhere in between. A 2012 ford mustang. Some minor scratches on the driver's side that i bought it with. The passenger side was perfect. I care a good amount but I'm not made of money. I'm definitely considering some DIY rn

[–] [email protected] 1 points 1 year ago

Definitely repair. If you have comprehensive coverage, then double definitely!

[–] [email protected] 5 points 1 year ago (2 children)

If you're in the the US, file a police report. If for anything documentation (and local crime statistics). I'm sure there won't be any real investigation, but it does help identify patterns.

Also, when/if you choose to file an insurance claim, you'll have a police report number. Which may or may not help grease the wheels of the claim.

[–] [email protected] 1 points 1 year ago

In the European countries that I am familiar with, a police report is mandatory for an insurance claim, and a formality.

[–] [email protected] 1 points 1 year ago (1 children)
[–] [email protected] 3 points 1 year ago

My local pd lets you submit police reports yourself online. I've done maybe 10 or so in the past for work. No cops required lol.

[–] [email protected] 3 points 1 year ago (1 children)

I wouldnt bother with ChrisFix when it is about paintwork, after i saw his videos on bodywork i lost all trust in his skills concerning that. AmmoNYC (irrc) has an old video featuring a Mercedes g-class where he shows different ways to do it, from "i just dont want it to rust" to "only the best is good enough".

[–] [email protected] 2 points 1 year ago

I'll be honest, i wouldn't know better. I was just watching his deep scratch video and it seems like something i could do and I'd be happy with results similar to his.

[–] [email protected] 1 points 1 year ago (1 children)
[–] [email protected] 1 points 1 year ago (1 children)

He said down to the metal.

[–] [email protected] 2 points 1 year ago

Oh yeah, sorry missed that.

In that case, as Gellis12 said, professional paint job is your only option (to match the original paint).

You can make it a little bit less visible, but a lot of those "quick, easy and DIY" solutions will actually make it look worse.

[–] [email protected] -2 points 1 year ago (1 children)

Did you park like an ass? Sorry to hear that happened, a body shop is your best bet

[–] [email protected] 0 points 1 year ago (1 children)

It doesn’t matter. Leave a note, don’t destroy someone else’s property.

[–] [email protected] -1 points 1 year ago (4 children)

I’m not advocating for vandalism, but people don’t usually key cars for no reason

[–] [email protected] 6 points 1 year ago (1 children)

It's summer. Children are out of school. Bored children do shit for no reason.

[–] [email protected] 3 points 1 year ago

That's absolutely true but I'd really hesitate to blame the youth for this. I don't live where theres much or any foot traffic because I live in a circle. I do park in the street but so does everyone.

[–] [email protected] 4 points 1 year ago

I’m not advocating for vandalism, but people don’t usually key cars for no reason

lol

[–] [email protected] 4 points 1 year ago

people don’t usually key cars for no reason

Dashcam video channels (example) have tons of vids showing randos vandalizing cars for no discernible reason. Some people are just antisocial, destructive a-holes.

[–] [email protected] 1 points 1 year ago (1 children)

Truth be told i probably deserve it on some sort of cosmic scale of karma.

But also I didn't do anything that would make my car a target to my knowledge.

[–] [email protected] 3 points 1 year ago (1 children)

You know what? Good on you for recognizing that we’re not perfect. You’re cool in my book OP. Sorry this happened, wish I had constructive advice to give.

[–] [email protected] 2 points 1 year ago

Thanks man, appreciate it. I'm just a dude. Far from perfect but not a blight on society either. I'm ok with being an average person

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