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In some defense of the beat up clunkers, my family used to have a '92 Buick century. When my sister and I got our licenses that because essentially our car until we got our own since my parents had 3 (and later became my sister's after I got my own car and she went off to college.)
When I was about 18/19, I got t-boned at low speed by some dumbass coming out of a gas station. Traffic was moving slow, I was well in front of him when he pulled out, and he smashed in the rear passenger side door.
It's a small miracle that insurance didn't total the car since it was nearly 20 years old and couldn't have been worth too much but they didn't. My dad decided he'd rather just pocket the money instead of fixing the door (it opened and closed, locked, windows rolled up and down, etc. just had a giant dent) so we kept that car around for another probably 5 or 6 years until it finally crapped out on my sister.